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We offer insurance packages that are tailored for different types of businesses.
Whether it is insurance for your building, business property, equipment, inventory
or company vehicles, we offer products and services to protect your business. In
addition, we offer group health and retirement plans.
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Property Insurance covers the risk of property loss in a variety of business situations,
including buildings, equipment, furniture, fixtures, inventories, business records,
supplies and other physical items.
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Property Insurance may cover two types of property losses:
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- Direct losses may be covered when property is lost, stolen, damaged or destroyed.
- Indirect or consequential losses related to direct losses may also be covered.
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BUSINESS GENERAL LIABILITY INSURANCE
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Casualty Insurance consists primarily of liability coverages, which protect an insured
party against injury or damage claims made by other parties.
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Policies provide coverage for liability arising out of:
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- Premises and Operation
- Fire Damage Liability (damage by fire to premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
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You may want to consider a Business Owners Package which combines your Liability,
Property and other types of coverage into one comprehensive policy and which can
help you save time and money on your total insurance program. And since we live
in an age of million-dollar lawsuits, you may also want to add extra liability protection
in the form of a Business Umbrella Policy. We can tell you more about these plans
and if they make sense for you.
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Business Auto coverage insures vehicles that are owned, leased, hired or borrowed
by businesses, whether they are associations, corporations, partnerships or sole
proprietorships. Business Auto coverage may be used to insure private passenger
autos and all types of trucks, trailers, semitrailers and business vehicles designed
for use on public roads. We can give you more details about specific coverages and
deductibles and about tailoring a Business Auto plan that's right for you and your
business.
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Workers' Compensation coverage applies to bodily injury and diseases arising out
of and in the course of employment. Any bodily injury must be accidental, and the
term includes death resulting from the accident. Only occupational diseases, which
are unique to the occupation, are covered.
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Workers' Compensation provides for the payment of four types of benefits:
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- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
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A representative can provide you with complete details on Workers' Compensation
Insurance and recommend cost-effective ways to control expenses through safety engineering
and claim services.
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Contact us today for more information about Business
Insurance or fill out our online quote form below
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